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Attention homeowners: Real estate appraisal services for in Tampa and Hillsborough County

The top 7 reasons why Florida homeowners use Bay Area Appraisal Services Inc.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Hillsborough County's assessment of your property
  3. To cut a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of a property to settle an estate
Do you own a home in or near Tampa? Do you need help deciding the price of your real estate? Contact Bay Area Appraisal Services Inc..

We at Bay Area Appraisal Services Inc. understand the unique needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Bay Area Appraisal Services Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge property tax assessments

Let's say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Bay Area Appraisal Services Inc. is your chief weapon.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're seasoned in helping clients just like you do away with unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from Bay Area Appraisal Services Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Bay Area Appraisal Services Inc. offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Bay Area Appraisal Services Inc. can help you with that. Even though most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.